UIDAI Clarifies Position of Aadhaar Act vis-a-vis Linking of Various Services

The Unique Identification Authority of India (UIDAI) clarified today that Aadhaar Act being in force, all notifications for requiring Aadhaar for various welfare programmes, verifying Bank account, PAN card and SIM card with Aadhaar stand valid and lawful.

UIDAI Clarifies Position of Aadhaar Act vis-a-vis Linking of Various Services

Today's legal position is that there is no stay as on 7 Dec 2017 from the Supreme Court on Aadhaar and its linking to various services.

The Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016 ("Aadhaar Act 2016") was passed by the Parliament on 16 Mar 2016 and notified in the Gazette of India on 26 Mar 2016. Therefore, subsequent notifications issued under section/s of Aadhaar Act for requiring Aadhaar as primary identifier by various ministries and departments of Government of India and States/UTs Governments for various services, benefits and subsidies hold the field today.
UIDAI has advised people not to get misled by an outdated video doing rounds in Social Media and WhatsApp and has recommended that people should instead verify their banks accounts, investment accounts, SIM cards, etc. as per the current laws and deadlines as early as possible to avoid any inconvenience.

UIDAI has clarified on a video circulated purportedly out of context of a lady lawyer on WhatsApp, Twitter and Social Media and said that the video refers to an order passed by the Supreme Court on 11 Aug 2015 when the court had restricted use of Aadhaar to only few programs. The video does not reflect true legal position as it obtains today, i.e., 7 Dec 2017 because after the said Supreme Court order of 2015, Aadhaar Act was passed by Parliament in 2016 and subsequently notifications have been issued under the Aadhaar Act making Aadhaar mandatory for availing various welfare benefits such as PDS, LPG, MNREGS, scholarships, pensions etc.

The Income Tax Act was amended in March, 2017 to make Aadhaar mandatory for PAN cards. On 1 June 2017, PML Rules have been amended to make Aadhaar mandatory for linking all bank accounts, insurance, pension, mutual funds, and DMAT accounts. Supreme Court too in Lokniti Foundation case through an order passed in February, 2017 has approved verification of all SIM cards with Aadhaar. The Supreme Court has upheld the linkage of Aadhaar with PAN in the case of Binoy Viswam vs. Union of India which mandates Aadhaar for income tax returns and PAN.

The mandatory requirements of Aadhaar for PAN, bank accounts, welfare programs, and SIM cards have been challenged in the Supreme Court and no stay has been granted.

Therefore, it is clear that the video is outdated because it does not reflect the latest legal position as on today (7 Dec 2017). It is reiterated that there is no stay from the Supreme Court as on 7 Dec 2017 on Aadhaar and its linking to various services.

How to Update Aadhaar Number with SBI Life Insurance

As per Government of India instructions all Insurance Policy Holders are requested to update their Aadhaar and PAN with their respective Insurance Policy. Those who skip linking Aadhaar and PAN with their Insurance Policy will find their Insurance Policy Blocked until you update your Aadhaar and PAN.

For the convenience of the customers SBI Life Insurance has enabled various options to link Aadhaar and PAN with Policy. Here we have tried to explain every method available through which you can update Aadhaar and PAN with SBI Life Insurance.

How to Update Aadhaar Number with SBI Life Insurance Online
  • To link Aadhaar Number and PAN with your SBI Life Insurance Policy make sure you have your Aadhaar Number, PAN, and Policy Number.

How to Update Aadhaar Number with SBI Life Insurance
  • Enter your policy number, date of birth and click on submit button.
  • On next page you will have to enter your Aadhaar and PAN.
  • Just click on verify button and you will receive one time password on your Aadhaar registered mobile number.
  • Enter the OTP and click on submit button.
  • This is how you can update your PAN and Aadhaar with SBI Life Insurance Policy.

How to Update Aadhaar Number with SBI Life Insurance Offline
  • To update Aadhaar and PAN with SBI Life Insurance Offline make your Aadhaar, PAN and Policy Details ready.
  • Walk in to nearest SBI Life Insurance Branch.
  • Request Aadhaar and PAN linking form, from the branch.
  • Fill up complete details asked in the form and attach photocopies of your Aadhaar and PAN.
  • Submit the form with documents to the branch.
  • Your Aadhaar and PAN will get updated with your Insurance Policy once successful verification by bank.

Linking Aadhaar Number with Tata AIA Life Insurance Policy

As per Insurance Regulator all policy holders should now furnish Aadhaar and PAN details. Failing to submit Aadhaar and PAN would result in cease of your insurance policy. And once and only Aadhaar and PAN details are updated your policy would be unblocked.

Here in this post we will discuss how to link Aadhaar Number with Tata AIA Life Insurance Policy. Tata AIA has enabled various methods through which policy holder can get their Aadhaar and PAN linked with their policy.

How to Link Tata AIA Life Insurance Policy with Aadhaar and PAN Online
  • To link PAN and Aadhaar with your policy, you will need details of your Aadhaar, PAN and policy number.
  • For linking Aadhaar with AIA Insurance Policy visit Aadhaar and PAN Seeding page by clicking here
Linking Aadhaar Number with Tata AIA Life Insurance Policy

  • Feed in your policy number, date of birth and click on submit button.
  • Once entering correct details you will be asked to enter your Aadhaar and PAN Number.
  • Just click on verify button and you would receive OTP Code on your Aadhaar registered mobile number.
  • Enter the received otp in the webpage and click on submit button.
  • You have successfully linked your Aadhaar and PAN with your Tata AIA Life Insurance Policy.

How to Link Tata AIA Life Insurance Policy with Aadhaar and PAN Offline
  • Take your Aadhaar and PAN Photocopy and your policy number.
  • Visit the TATA AIA Life Insurance Branch.
  • Fill up the Aadhaar Seeding form provided by the branch, enclose your PAN and Aadhaar Copy.
  • Submit the form with the document photocopies to the branch.
  • Your Aadhaar and PAN would be linked to your Insurance Policy Once successful verification by the branch.

How to Link Aadhaar Number with LIC Policy Online

As per Government directives it is mandatory to link your Aadhaar Number with Life Insurance Corporation Policies. So if you are having LIC Policies on your name you should get it linked with your Aadhaar Number as soon as possible without any further delay.

How to Link Aadhaar Number with LIC Policy Online

Government of India has also given deadline till 31st December, 2017 to link Aadhaar Number with respective LIC Policies. You can get your Aadhaar linked with your LIC Policy Online within few seconds, the only requirement is you should have your mobile number registered with Aadhaar Card.

So here are the steps in brief which will explain to you on How to Link Aadhaar Number with LIC Policy Online.

Tutorial on How to Link Aadhaar Number with LIC Policy Online
  • Keep your Aadhaar Card and PAN card handy along with the list of policies.
Link Aadhaar Number and PAN with your LIC Policy
  • Enter below details asked in the form:
  1. Full Name As Per Aadhaar
  2. Date Of Birth
  3. Aadhaar Number
  4. Gender
  5. Email Id
  6. PAN Number
  7. Mobile Number As Per Aadhaar
  8. Policy Number (enter policy number and click on add policy)
  • Once entering all the above details just accept the declaration “I hereby submit my Aadhaar Number and PAN as issued by UIDAI and Income Tax Dept, Govt. of India and voluntarily give my consent to link the Aadhar number and PAN Number to all my LIC Policies. I give my consent to obtain and use my Aadhaar Number, Name, fingerprint/Iris and my Aadhaar details to authenticate me with UIDAI as per Aadhaar Act, 2016 and all other applicable laws. I also give consent for verification of my PAN No. with Income Tax Department. LIC of India has informed me that my Aadhaar details and Identity information would only be used for demographic authentication, validation, e-KYC purpose and for all service aspects related to LIC of India. I will not hold LIC of India or any of its officials responsible in case of any incorrect information provided by me.I also authorize LIC to use my mobile number as mentioned above for sending SMS alerts.”
  • Solve the image displayed and enter it in below field.
  • Click on get otp button. 
Link Aadhaar with LIC OTP

  • You will receive otp on your Aadhaar linked mobile number.
  • Enter the OTP and click on submit button.
  • You have submitted your Aadhaar Details, a message will be displayed "Success, Your Aadhaar details received for linking to your following LIC policies. Confirmation SMS and e-mail will be sent to you after verification with UIDAI" 
Link Aadhaar with LIC Success
  • Your Aadhaar Number would get successfully linked to your LIC Policies once verification by LIC.
If for any reasons you are unable to link your Aadhaar with LIC Policy than you can also visit nearest LIC Office with your Aadhaar Card and Policy Details, and get your Aadhaar Details linked with your LIC Policies.

Update your Aadhaar Details at Select Post Offices in Mumbai

Now you can update your Aadhaar Details at Select Post Offices in Mumbai. Post Offices accepts update requests like name, DOB, gender, address, mobile number, and email.

Update your Aadhaar Details at Select Post Offices in Mumbai

For every demographic update in your Aadhaar Card like name, DOB, gender, address, mobile number, and email, the post office would charge ₹25/-.

Below are the list of Post Offices in Mumbai which accepts Aadhaar Details Update Request.

Update your Aadhaar Details at Select Post Offices in Mumbai
  • Head Post office, Near D.K. Sandu Garden, 18th Road, Chembur - 400071
  • Head Post Office, Opp. Fire Brigade, Near Dadar TT Circle, Dadar East - 400014
  • General Post Office (GPO), W.H. Marg, Opp. Malhotra House, Fort - 400001
  • Parel MDG, Jiji Bhai Lane, Opp. Bharat Mata Cinema, Parel - 400012
  • Mazgaon Post office, Anjirwadi, Ground Floor, Porbandarwala Apartment, Mazgaon - 400010
  • Colaba Post Office, Shahid Bhagat Singh Marg, Colaba - 400005
  • Churchgate Post Office, A Road, Churchgate - 400020
  • T.F. Deonar Post Office, Opp. of Telecom Factory, Deonar - 400088
  • Ghatkopar West Post Office, Near Railway Station, Ghatkopar West - 400086
  • Powai IIT Post Office, Gate No.l Powai IIT Campus - 400076
  • Kandivali East Post office, Samta Nagar, Near BEST Bus Depo, Kandivali (E) - 400101
  • Borivali West Post office, Court Lane, Near Borivali Station, Borivali (W) - 400091
  • Head Post Office, Post office Building, Opp. Mumbai Central ST Stand - 400008

LIC Cautions Policyholders Not to Link Aadhaar Number through SMS

Life Insurance Corporation of India has shared a notification on all their social platforms as well as through various medium cautioning Policyholders not to link their Aadhaar Number through SMS.

LIC Cautions Policyholders Not to Link Aadhaar Number through SMS

As of now LIC only allows policyholders to get their Aadhaar Number linked with their respective policies through online portal of LIC India, and as of now there is no SMS medium method to link Aadhaar Number with LIC Policy.

It is been came of attention of LIC India that some messages are been circulated in social media with LIC logo asking to get Aadhaar Number linked with respective policy by sending SMS to designated number. When LIC India came across this scam without any delay they tried to notify all policy holders by publishing notice on their official social media pages saying "Our attention is drawn to some messages circulated in social media with our emblem and logo asking policyholders to link their Aadhaar Number by sending SMS to designated number. LIC of India informs the public and policyholders that no such message has been sent by LIC. Also no facility to link Aadhaar Number to policies is available through SMS in LIC. As and when LIC will enable linking of Aadhaar Number with policies through SMS, our website will be duly updated of this option. LIC policyholders are cautioned to check with LIC offices before sharing their personal information."

Aadhaar Card Myth Vs Fact

Myth 1: Aadhaar has a poorly verified database.

Aadhaar Card Myth Vs Fact

Fact: Aadhaar enrolment is done through registrars, which are credible institutions like state government, banks, Common Service Centres (CSCs) which employ enrolment agencies empanelled by UIDAI. These agencies employ operators who are certified by UIDAI. Aadhaar enrolments are done only through customized software developed and provided by UIDAI. Every day, the operators have to log into the enrolment machine through their Aadhaar number and fingerprints. Once an enrolment is done, the operator is required to sign through his/ her biometrics. At the time of enrolment itself, the captured data is encrypted and can't be read by anyone other than the UIDAI server. These are just few of the security measures to ensure that Aadhaar enrolment system is secure.

Myth 2: A person can give fake I-card and obtains an Aadhaar number. 

Fact: Let us explain this case with a simple example –Suppose Ram Kumar fabricates his identity documents such as ration card or voter's ID card in the name of Shyam Kumar. However, Ram will also need an Aadhaar in his real name. When he goes to enroll in the name of Ram Kumar he will be rejected because his biometrics are already in the database mapped to some Shyam Kumar. So, if somebody has Aadhaar with a fake identity, then he will be stuck with that fake identity for whole life. If this person indulges in any crime, he will be caught very soon and prosecuting agencies will find it much easier to prove his crime because all his acts are digitally recorded. Therefore, very few will dare to use fake Aadhaar identities using biometrics to commit a crime of impersonation

Myth 3: People may use fake Aadhaar cards to facilitate an act of terror or open a bank account for money laundering.

Fact: It is wrong to assume that the authorities would rely only on Aadhaar for allowing access to all type of services.  If an agency is using Aadhaar, it does not mean that it is required to give up other necessary verifications. After having confirmed the identity of the person through Aadhaar, biometrics or OTP, the agency is at liberty to prescribe additional checks. For example, if a person opens a bank account with his Aadhaar and wants to undertake high value transactions, the bank should do additional checks to make further verifications about the individuals. Further, for the sake of argument assume a person is able to open a bank account using an Aadhaar with a fake name and address and launders money or commits some crime or terror acts. The person can do the same through any other fake ID like a fake voter ID card or ration card as well. The only difference is that, if he has used his Aadhaar, it will be easier for investigating agencies to find the culprits and conspirators, bring them to justice, and prove their crime in a court of law. If the person had used his fake ration card, the authorities would find it much harder to find him and will hit a dead end in many cases.

Myth4: There have been few reports of leaks of Aadhaar number. This has raised concerns.

Fact: This is false. The fact is some agencies of central or state governments have been putting up details of their beneficiaries state-wise, district-wise, village-wise through a search menu as required under the RTI Act. Now IT Act and Aadhaar Act are there. They impose restrictions on publication of Aadhaar numbers, bank account, and other personal details. As soon as it came to notice that some agencies were displaying Aadhaar numbers and bank account numbers of beneficiaries in a search menu, they were told to remove them and they complied. Remember that no biometrics were displayed. No data has been leaked from UIDAI. Therefore to say that Aadhaar has been breached, data has been leaked, is completely incorrect and misleading

Myth 5: I shared my Aadhaar number publicly on a social platform unknowingly. Now anyone can steal my identity.

Fact: Aadhaar number, bank account number and mobile numbers are not secret. They are sensitive personal identity information. Secret numbers are your PIN, passwords etc. While these should not be shared, one can give his sensitive personal identity information such as bank account number and Aadhaar number to others for transactional purposes. When you write a cheque, it will have your bank account number. Just because someone knows your bank account number, it will be wrong to assume he will be able to hack your bank account. If someone knows your Aadhaar number, it will be wrong to assume he will be able to hack your Aadhaar-linked bank account. However, a prudent practice is that you should not put up your sensitive personal information such as bank account numbers, Aadhaar number on website or social media platform.

Myth 6: Section 7 of Aadhaar Act ensures that no one will be denied benefits because of not having Aadhaar. But notifications mandate Aadhaar in contravention of this provision.

Fact: Section 7 of the Aadhaar Act is very clear that if a subsidy is to be given from the Consolidated Fund of India then the government can ask for Aadhaar number. If the beneficiary does not have an Aadhaar then he/ she can be mandated to enroll for Aadhaar and till then benefits shall have to be given through alternative means of identification.

Myth 7: I had to give my fingerprints to the telecom company for getting a SIM card. Can the telecom company keep my biometrics for future use?

Fact: No. The telecom company cannot store your biometrics at its end. The biometrics collected should be encrypted by the service provider and sent to UIDAI at that instant itself. Any storage of biometric by any agency is a serious crime punishable with up to three years of imprisonment under the Aadhaar Act.

Myth 8: There are reports that Aadhaar will be used to track me.

Fact: Aadhaar Act provides that no agency will be able to track any individual through Aadhaar. Any attempt to track an individual through Aadhaar number is an offence under the Aadhaar Act.